Morsel Chat: talk, pay and split in one place

Crypto is social. You split dinner, pay a friend back, argue about a chart. Yet most wallets send you to another app for every conversation and back again for every payment. Morsel Chat puts both in one place.

Your wallet is your account

There is no phone number, email or username to sign up with. Your wallet address is who you are in Morsel Chat, and its own keys encrypt every message end to end. The server carries ciphertext it cannot read, and you can write to any address without a key directory or an invite.

Money where the conversation is

• Send tokens to the person you are talking to without copying an address.
• Request an amount and let them pay it with one tap.
• Split a bill in a group: everyone sees their share, and a share paid another way can be marked as paid.

Groups, and a room for every token

Create a group for your friends, your team or your community, with roles and invite links. And every token has its own public room, open right from the token's page, so the people who hold it can talk where they already are.

Privacy you can actually use

• View once for photos, videos, voice notes and text, with a notice when someone takes a screenshot.
• Disappearing messages on a timer you choose, deleted from the server for both of you.
• Chat details keep every photo, file and transaction of a conversation in one place.

Morsel Chat is in the iPhone beta today. Open Chats, start a conversation with any wallet, and send your first payment where you talk.